Terms of Use

These Terms of Use (“Terms”) govern your access to and use of mccullochrc.com (the “Site”), operated by McCulloch Regulatory Compliance (“we”, “us”, “our”). By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

Please review and complete the items marked in square brackets, and have these Terms reviewed by qualified counsel, before relying on them.

1. No legal advice; no professional relationship

McCulloch Regulatory Compliance is an independent regulatory and compliance advisory. It is not a law firm. The content of the Site is provided for general information only and does not constitute legal, regulatory, or other professional advice, and should not be relied upon as such. Using the Site, or contacting us, does not create a lawyer-client, advisory, or other professional relationship, and no such relationship exists unless and until expressly agreed in writing. Please do not send confidential or sensitive information to us before such a relationship is established.

2. Use of the Site

We grant you a limited, non-exclusive, revocable licence to access and use the Site for lawful, personal, and non-commercial informational purposes. You must not use the Site in any way that is unlawful or that could damage, disable, or impair it.

3. Intellectual property

All content, branding, text, graphics, and design on the Site are owned by us or our licensors and are protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written permission, except as permitted by applicable law.

4. Acceptable use

• Do not attempt to gain unauthorised access to the Site or its systems.
• Do not introduce malware or otherwise interfere with the Site’s operation.
• Do not use the Site to transmit unlawful, infringing, or harmful material.

5. Third-party links

The Site may contain links to third-party websites. We provide these for convenience only and are not responsible for the content, policies, or practices of any third-party site.

6. Disclaimers

The Site and its content are provided “as is” and “as available”. To the fullest extent permitted by law, we make no warranties of any kind, express or implied, regarding the Site’s accuracy, completeness, reliability, or availability.

7. Limitation of liability

To the fullest extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss arising from your use of, or inability to use, the Site or reliance on its content. Nothing in these Terms excludes liability that cannot be excluded under applicable law.

8. Privacy

Your use of the Site is also governed by our Privacy Policy, which explains how we handle personal data.

9. Governing law and jurisdiction

These Terms are governed by the laws of [insert jurisdiction, e.g., Belgium], and the courts of [insert jurisdiction] have exclusive jurisdiction, without prejudice to any mandatory consumer protections available to you in your country of residence.

10. Changes to these Terms

We may update these Terms from time to time. Changes take effect when posted on this page; the “last updated” date indicates the latest revision.

11. Contact

Questions about these Terms can be sent to [hello@mccullochrc.com] or [registered office address].